Privacy Policy

Welcome to RUNRATE, a financial application provided by Runrate LLC ("we," "us," or "our"). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our mobile applications, websites, and other products and services (collectively, the "Services").

By using our Services, you agree to the collection, use, disclosure, and protection of your personal information in accordance with this Privacy Policy.

Information We Collect

We collect various types of information when you use our Services, including:

1. Personal Information: When you create an account, we may collect your name, email address, and other personal information that you choose to provide. If you make a purchase through our Services, we may also collect your payment information, billing address, and shipping address.
2. User Content: When you use our Services, we may collect the photos, videos, text, graphics, and other materials that you create, upload, post, or otherwise submit.
3. Usage Information: We automatically collect certain information about your device and how you interact with our Services, such as your device type, operating system, browser, IP address, and the pages you visit.
4. Location Information: We may collect information about your general location based on your IP address or more precise location information if you permit our Services to access your device's location settings.
5. Cookies and Similar Technologies: We use cookies, pixel tags, and other tracking technologies to collect information about your use of our Services and to personalize your experience.

How We Use Your Information

We use your information for various purposes, including to:

1. Provide, maintain, and improve our Services;
2. Process transactions and send you related information, such as confirmations and invoices;
3. Respond to your comments, questions, and requests, and provide customer service;
4. Communicate with you about our Services, offers, promotions, and events;
5. Personalize and improve your experience with our Services;
6. Monitor and analyze trends, usage, and activities in connection with our Services;
7. Detect, investigate, and prevent fraudulent transactions, unauthorized access, and other illegal activities; and
8. Comply with applicable laws, regulations, and legal processes.

Sharing Your Information

We may share your information with third parties in the following circumstances:

1. With your consent or at your direction;
2. With service providers who perform services on our behalf, such as payment processors, hosting providers, and analytics providers;
3. In response to a request for information, if we believe disclosure is in accordance with or required by any applicable law, regulation, or legal process;
4. To protect the rights, property, and safety of us, our users, or others; and
5. In connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business by another company.

Third-Party Services

Our Services may contain links to third-party websites, applications, or services. We are not responsible for the privacy practices of these third parties, and we recommend that you review their privacy policies before providing any personal information.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or method of electronic storage is 100% secure, and we cannot guarantee the absolute security of your personal information.

Retention of Your Personal Information

We will retain your personal information for as long as necessary to fulfill the purposes for which it was collected, comply with our legal obligations, resolve disputes, and enforce our agreements. The specific retention period will vary depending on the nature of the personal information and the purposes for which it was collected. In some cases, we may anonymize your personal information so that it can no longer be associated with you, in which case we may use this information indefinitely without further notice to you.

Children's Privacy

Our Services are not intended for children under the age of 13 or the minimum legal age to consent to the processing of their personal data in your jurisdiction, whichever is higher. We do not knowingly collect, use, or disclose personal information from children under the age of 13 or the minimum legal age without the consent and supervision of a parent or legal guardian. If you become aware that a child has provided us with personal information without parental consent, please contact us, and we will take steps to delete such information from our systems.

International Transfers

If you are accessing our Services from outside the country where our servers are located, please note that your personal information may be transferred to, stored, and processed in that country, where data protection and privacy regulations may not offer the same level of protection as in your jurisdiction. By using our Services, you agree to the transfer, storage, and processing of your personal information in the country where our servers are located.

Your Rights and Choices

Depending on your jurisdiction, you may have certain rights with respect to your personal information, such as the right to access, correct, delete, or restrict the processing of your personal information, and the right to object to the processing of your personal information for direct marketing purposes. To exercise your rights, please contact us using the contact information provided below.

Contact Information

If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at:

Governing Law

This Privacy Policy shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. Any disputes arising out of or relating to this Agreement or your use of the Services shall be resolved exclusively by the courts of Laramie County, Wyoming, and you agree to the jurisdiction of and venue in such courts and waive any objection as to inconvenient forum.

California Privacy Rights

If you are a California resident, you may have certain rights under the California Consumer Privacy Act (CCPA), including the right to:

1. Request access to the personal information we have collected about you in the past 12 months;
2. Request that we delete the personal information we have collected about you, subject to certain exceptions;
3. Opt out of the sale of your personal information, if applicable; and
4. Be free from discrimination for exercising your privacy rights.

To exercise your rights under the CCPA, please contact us using the contact information provided in Section "Contact Information" above. We may require you to verify your identity before processing your request.

European Union and United Kingdom Privacy Rights

If you are a resident of the European Union (EU) or the United Kingdom (UK), you may have certain rights under the General Data Protection Regulation (GDPR) or the UK Data Protection Act, including the right to:

1. Request access to, correction of, or erasure of your personal information;
2. Request the restriction of processing of your personal information;
3. Object to the processing of your personal information, including for direct marketing purposes;
4. Receive your personal information in a structured, commonly used, and machine-readable format, and transmit that information to another controller;
5. Withdraw your consent to the processing of your personal information, where your consent is the basis for processing; and
6. Lodge a complaint with a supervisory authority.

To exercise your rights under the GDPR or the UK Data Protection Act, please contact us using the contact information provided in Section "Contact Information" above. We may require you to verify your identity before processing your request.

Data Protection Officer

We have appointed a Data Protection Officer (DPO) to oversee our privacy and data protection practices. If you have any questions or concerns about this Privacy Policy or our privacy practices, you may contact our DPO using the contact information provided in Section "Contact Information" above.

Updating Your Personal Information

You may update or correct your personal information by accessing your Account settings or by contacting us using the contact information provided in Section "Contact Information" above. Please note that we may retain certain information as required by law or for our legitimate business purposes.

Contacting Us

If you have any questions, comments, or concerns about this Privacy Policy, please do not hesitate to contact us using the contact information provided in Section "Contact Information" above. We value your privacy and will work to address any issues you may have regarding the handling of your personal information.

Privacy Policy Updates

We may update this Privacy Policy from time to time to reflect changes in our privacy practices, legal requirements, or other factors. When we make changes to this Privacy Policy, we will update the "Effective Date" at the top of the policy and notify you by posting the updated Privacy Policy on our website or through other means, as required by applicable law. Your continued use of our Services after any changes to this Privacy Policy constitutes your acceptance of the updated policy. We encourage you to review this Privacy Policy periodically to stay informed about our privacy practices and your privacy rights.

Language

This Privacy Policy may be translated into other languages for your convenience. If there is any inconsistency or conflict between the English version and any translated version, the English version shall prevail. For an alternative version, email [email protected]

Opt-Out of Marketing Communications

If you no longer wish to receive marketing communications from us, you may opt out by following the instructions included in each communication or by contacting us using the contact information provided in Section "Contact Information" above. Please note that even if you opt out of marketing communications, we may still send you non-promotional communications, such as those related to your account or ongoing business relations.

Your Consent

By using our Services, you consent to our collection, use, disclosure, and protection of your personal information as described in this Privacy Policy. If you do not agree with this Privacy Policy, please do not use our Services.

Severability

If any provision of this Privacy Policy is deemed invalid or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full force and effect, and the invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.

No Waiver

Our failure to enforce any right or provision of this Privacy Policy will not be considered a waiver of those rights. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of Runrate LLC. Except as expressly set forth in this Privacy Policy, the exercise by either party of any of its remedies under this Privacy Policy will be without prejudice to its other remedies under this Privacy Policy or otherwise.

Assignment

You may not assign, transfer, or delegate your rights or obligations under this Privacy Policy without our prior written consent. We may assign, transfer, or delegate our rights and obligations under this Privacy Policy without restriction and without notice to you.

Entire Agreement

This Privacy Policy, together with our Terms of Use, constitutes the entire agreement between you and Runrate LLC with respect to your use of our Services and supersedes all prior or contemporaneous understandings and agreements, whether written or oral, with respect to the subject matter of this Privacy Policy.